Yes, you can move from the UK to the Netherlands, but it requires a visa or permit because the UK is now a non-EU country. Your best options are the orientation year visa (for recent graduates) or a skilled migrant visa if you find a Dutch employer. The Netherlands offers more sun than the UK, though less than Spain, and has a strong finance sector.
First, check if you qualify for the orientation year visa (also called the search year permit). This is for graduates from top universities worldwide, including many UK universities, within three years of graduation. It gives you one year to live and work in the Netherlands without a sponsor. If your degree is from a qualifying institution, this could be your easiest path. You can work any job during that year, then switch to a skilled migrant visa once employed.
If you do not qualify for the orientation year, the skilled migrant visa is your main route. You need a job offer from a recognized sponsor employer. The Netherlands has many finance companies, especially in Amsterdam, that hire English-speaking professionals. The employer handles most of the visa process. The salary threshold for your age group (under 30) is around 3,500 euros gross per month in 2025. You can find recognized sponsors on the Dutch Immigration Service (IND) website.
Another option is the Dutch American Friendship Treaty (DAFT) if you are a US citizen, but since you are a UK citizen, that does not apply. The digital nomad visa you mentioned does not exist in the Netherlands. Student visas are possible if you want to study again, but you said you already finished university.
Honest tradeoffs: The Netherlands has less sun than Spain but more than the UK. Winters are gray and rainy. Housing is expensive and competitive, especially in cities. Learning Dutch helps with integration and job prospects, but many finance jobs are in English. You will pay about 30-40% of your income in taxes, but you get good public services. The culture is direct and pragmatic, which can feel abrupt if you are used to British politeness.
Concrete next steps: 1) Check if your UK university is on the IND list for the orientation year visa. 2) If not, start applying for finance jobs in the Netherlands on LinkedIn or through recruitment agencies. 3) Research housing costs in cities like Amsterdam, Utrecht, or Rotterdam. 4) Consider taking a Dutch language course to improve your chances. 5) Save at least 5,000 euros for initial moving costs.